Banking and Finance

› Banking, Savings & Loan
  and Credit Union Representation
› Bond Issues

Banking, Savings & Loan and Credit Union Representation

We represent federally-chartered banks, savings & loans and credit unions, as well as commercial finance companies, insurance companies, securities firms, and other financial services companies and their holding companies and affiliates.

From conventional legal issues to complex, one-of-a-kind lending transactions, our lawyers handle a wide variety of finance and banking law matters, including:

• Secured and unsecured lending and credit transactions

• Debt and equity financing transactions

• Loan origination and related customer issues

• Negotiating and drafting loan workouts

• Mortgages and bank foreclosures

• Collection matters

• State and municipal bonds and financing

• Evaluating and documenting commercial real estate transactions

We take seriously our role in protecting our clients' interests in each transaction. Toward that end, we endeavor to make each deal as straightforward as possible, with an eye toward strengthening our client's business relationship with the borrower. Our work with lenders of all sizes throughout the region and across the country helps us suggest terms and structures that get lending deals done while building in safeguards to protect lenders' interests in the event of default, foreclosure or bankruptcy. Should a workout or restructuring become necessary, we assist our clients in developing creative strategies that help preserve business relationships and investment interests

Bond Issues

Our municipal law attorneys have served as bond counsel, issuer's counsel and underwriter's counsel on numerous financing obligations. We assist our clients in preparing municipal bonds, including bond elections, and general obligations and revenue bonds. Our school law attorneys are well-versed in school finance and are ready to offer guidance and advice regarding school finance issues

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Attorneys with Expertise

› Charlotte Hetherington (Bond Issues)
› Tony Ortiz (Bond Issues)
› John Patterson (Banking)
› Debora Ramirez (Banking and Public Finance)
› Ralph Scheuer (Banking)
› Byron Treaster (Banking)